July 27, 2017
Halcyon Underwriters
Personal Lines
Personal Lines Insurance
30 Years of Excellence - Halcyon Underwriters
Halcyon Underwriters offers markets especially designed for your "high net worth" client's personal lines needs. Our carriers target large value homes, high value cars, and accompanying lines of business. We have the ability to write the entire account or can consider home, auto, or jewelry on a stand-alone basis in some situations.

Our Personal Lines offers coverage and underwriting experience with insurance companies rated "A-" or better by A.M. Best. These companies have the proven claims handling experience and service that your clients expect and deserve! Our Underwriters have the expertise, sense of urgency and the ability to work with you in placing coverage for your most important personal lines clients.

Please send your Personal Lines submissions to PLSubmissions@halcyonuw.com. Be sure to include ACORD apps for all lines of business, the Halcyon Homeowner's Supplemental Application, wind mitigation Information, and prior claims history.

Contact Personal Lines
Our Personal Lines Carriers:

 

Eligible Classes
  • Homeowners and Contents
  • Jewelry
  • Yacht (Over 80 ft.)
  • Excess Liability
  • Personal Watercraft (Under 26 ft.)
  • Automobile/Collectors
  • Personal Articles
  • Motorcycle
Personal Lines Parameters:
  • Miscellaneous - personal lines3Minimum dwelling amounts from $500,000+ (Chubb) and $500,000 (for Coastal and Inland Lexington)
  • Minimum condo/renters value is $150,000 (Combined A&A and Contents)
  • Wind and hail coverage is available for inland counties and most coastal counties (non-cat premium required)
  • Homes must be fully shuttered or have approved impact glass in most coastal regions to qualify for wind and hail coverage
  • Standalone automobile coverage is available
  • Total account rounding is recommended
Ineligible Business:
  • Homeowners Dwelling Coverage below $500,000
  • Excess Liability/Umbrella on mono-line basis
Coastal Counties
  • Miscellaneous - personal lines4All coastal counties require additional or supporting lines of business to meet minimum premiums and non-cat balances